Privacy Policy — Ninja Wealth Advisors

Introduction

Ninja Wealth Advisors, LLC ("we," "our," or "us") is a state-registered investment adviser committed to protecting the privacy and confidentiality of our clients' and website visitors' personal information. This Privacy Policy describes how we collect, use, maintain, protect, and disclose information, in compliance with the Gramm-Leach-Bliley Act ("GLBA"), the Federal Trade Commission's privacy rules (16 C.F.R. § 313), and the Washington State Department of Financial Institutions requirements.

Information we collect

In the course of providing investment advisory services and operating this website, we may collect the following categories of non-public personal information ("NPI"):

Information you provide directly, such as your name, address, email address, phone number, date of birth, Social Security number, financial account numbers, income, net worth, and investment objectives.
Information from your transactions with us or our service providers, such as account balances, transaction history, and payment information.
Information from third parties, such as custodians, broker-dealers, or credit reporting agencies, as necessary to provide advisory services.
Information collected through our website, including data submitted through the contact form (name, email, and message content), and standard web server logs (IP address, browser type, pages visited).

How we use your information

We use your personal information for the following purposes:

To provide, maintain, and improve our investment advisory services.
To develop and implement your financial plan and investment strategy.
To process transactions and maintain your account(s).
To respond to your inquiries submitted through our website contact form.
To comply with legal and regulatory requirements, including recordkeeping obligations under the Washington Administrative Code (WAC 460-24A-200).
To protect against fraud, unauthorized transactions, and other liabilities.

Information we disclose

We do not sell, rent, or trade your non-public personal information to any third party for marketing purposes. We may disclose your information only in the following limited circumstances:

To service providers that assist us in delivering advisory services, such as our custodian (Altruist), financial planning platform (RightCapital), and other vendors who are contractually obligated to protect the confidentiality of your information.
As required by law, regulation, or legal process, including requests from regulatory authorities such as the Washington Department of Financial Institutions or the Financial Industry Regulatory Authority (FINRA).
To protect our rights, safety, or property, or that of our clients or others.
With your prior written consent.

Your opt-out rights

We do not disclose your non-public personal information to non-affiliated third parties for purposes other than those described above, which fall within the exceptions under FTC Rule 16 C.F.R. § 313. As a result, no opt-out is required under current regulations. Should our practices change in the future, we will provide you with appropriate notice and the opportunity to opt out before disclosing your information for any new purposes.

How we protect your information

We maintain physical, electronic, and procedural safeguards designed to protect the confidentiality and security of your non-public personal information. These measures include:

Restricting access to client information to authorized personnel who require it to perform their job duties.
Using encrypted connections (SSL/TLS) for data transmitted through our website.
Maintaining information security policies and procedures to guard against unauthorized access, use, or disclosure.
Requiring service providers who handle client information to maintain appropriate security measures.
Disposing of client information that is no longer needed in a manner designed to prevent unauthorized access.

Website-specific practices

Our website (ninjawealth.io) is hosted on static.app. When you submit our contact form, your name, email address, and message are collected by our hosting provider and made available to us for the sole purpose of responding to your inquiry. We do not use cookies for tracking or advertising purposes. Standard web server logs may record your IP address, browser type, and pages visited for security and performance purposes only.

Our website contains links to third-party platforms, including Altruist (client portal), RightCapital (financial planning), Google Calendar (scheduling), BrokerCheck (FINRA), and WhatsApp (messaging). These third-party websites have their own privacy policies, and we are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party site you visit.

Communications

We communicate with clients through secure channels whenever possible. Please note that email, website contact forms, and messaging platforms such as WhatsApp are not considered fully secure methods of communication. Please do not transmit sensitive personal or financial information — such as account numbers, Social Security numbers, or investment instructions — through these channels. For secure communications, please contact us directly by phone or through your client portal.

Data retention

We retain client records in accordance with applicable federal and state requirements, including the Washington Administrative Code (WAC 460-24A-200), which requires maintenance of certain books and records for a minimum of five years. Non-client inquiries submitted through our website contact form are retained only as long as necessary to respond to the inquiry and for reasonable recordkeeping purposes.

Former clients

If you are a former client of Ninja Wealth Advisors, LLC, we will continue to protect your non-public personal information in accordance with this Privacy Policy and applicable law. We do not disclose former clients' information except as described in this policy.

Children's privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected information from a minor, we will take steps to delete that information promptly.

Changes to this policy

We reserve the right to update or modify this Privacy Policy at any time. If we make material changes, we will update the "Last updated" date at the top of this page and, where required, provide you with direct notice. We encourage you to review this policy periodically.

Annual notice

In accordance with the Gramm-Leach-Bliley Act, we provide this privacy notice to clients at the beginning of the advisory relationship and annually thereafter. If you are a current client and have not received your annual privacy notice, please contact us.

Contact us

If you have questions about this Privacy Policy or wish to exercise any rights regarding your personal information, please contact us:

Ninja Wealth Advisors, LLC
33030 42nd Ave. S., Federal Way, WA 98001
Phone: (253) 501-6494
Email: hello@ninjawealth.io